Tag Archives: Nigerian

Beat Of The Week: Pretty Ricky “Puddles”

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Guess who’s baaaaaaaacccckk!!

The ORIGINAL ” Pretty Pretty Pretty Ricky Rickaay”  or Pretty Ricky as the world knows them to be have finally returned with an absolute smash. It’s been about 10 years since we first heard “Grind On Me” and about 7 years since we were all jamming to the “Late Night Special”.The group out of Miami Florida had a lot of success back in 2005-2008, until the group’s lead vocalist “Pleasure P” went the solo route.The group did replace the singer, but the sound was not the same and sales confirmed it. Now the group had joined forces again ad brought us their new single “Puddles” from their upcoming album. This song has been on repeat for two days straight, they have not lost their touch and we cant wait for the video! Take a listen below!

Beat Of The Week: Seyi Shay Feat. Wizkid Crazy

Im in love with my baby!

We all know Seyi Shay and Wizkid are powerhouses so it only makes sense to bring these two together on a track. In the video Seyi is quite the fashion maven in a number of different grey and dark monotone looks. We especially love that fish scale inspired outfit she rocks and the sleek bob. Wizkid also doesnt disappoint with his slick urban style. The video is hot and the fashion definitely takes the lead. Check it out!

Celebrity Stylist Jason Boateng Debuts Resort 2015 Collection!

We see you Jason!

The Muse.TV Launch Event at Swarovski Crystalized Lounge, London, UK. Tuesday 28th February 2012

Ghanaian celebrity stylist Jason Boateng has ventured into creating his own collection. The UK based stylist has styled names like Will I Am, Nicki Minaj, Iyanya, Yvonne Nelson & more.. His Resort 2015 collection named “Power Of a Woman”  is inspired by red carpet looks throughout the ages. A place that he is no stranger to!

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It pays homage to beauty and the power of sex appeal and simplicity. Using fabrics like brocades, silk, Russian lace and stretched mesh, he incorporated soft, feminine allure that slip onto the female form with the pieces.

The shades of nudes and whites signify purity, while the cobalt blues, gold and black show off strength and resilience. The structured masculine cuts on the long lined blazers evoke a sense of power as the jackets are lined inside with yellow piping that is signature Jason Boateng.

This collection is for the strong willed and confident woman. A woman who is not afraid of taking risks will absolutely love this colection. The silhouettes are absolutely gorgeous and speak to his classic sense of style.

Check out the collection below:

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More information can be found at Jason’s site!

Throwback Thursday: Get Down With L’Trimm’s “Cars That Go Boom”

Tigra and Bunny D were fashion killas!

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The 1980’s and early 90’s were the time of the girl groups! Especially the very fashionable ones from Salt N Peppa, Klymaxx, TLC and Vanity 6. L’Trimm was a very popular girl group & were  a major wave in the 80’s and early 90’s “Miami Bass” scene. Their origins from south Florida definitely reflected in their style. One of my faves from this power hitting girl group is “Cars That Go Boom” in this day and age some may say its corny, but back then this was the CUT! Enjoy!

Be a Boss Build An Empire For The Single African Woman

great advice for the single woman about money management.

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I came across this great article written by Arese Ugwu the other day and felt it was a must to share. This is the 2nd  part of her “Nigerian Women and Money” series and it is geared towards the single African woman.  There are many of us working day in and day out, but still living from paycheck to paycheck. Smart Money With Arese is here to eliminate that cycle especially within the African community. Useful information follows I advise you read every word if you are not happy with your bank account.

For the Single girl: be a boss …build an empire

Tinuke makes N10m from a contract. She’s excited and wants the world to know she’s arrived, so she’s thinking, now I can afford all the things they said I couldn’t have. She buys a car (N4m), she moves into a flat in Lekki phase 1 (N2.5m p/a) that Ada girl has a Chanel bag collection to die for, so I can’t buy ‘ordinary’ Chanel, I have to buy Hermes (N2m). ‘won ma gba’. This iPhone 5 is no longer ‘it’, I have to upgrade to an iPhone 6+. *insert Jennifa hand gestures*. 

At this point, she remembers that ‘they said its good to invest’, so she puts N200k in a fixed deposit. She figures she’s good, after all she still has an income of 150k coming in every month, so what was left would be more than enough to survive.

However, her new ‘millionaire’ status means that, when her friends invite her out, she can’t ‘slack’! She has to look the part, dress the part and spend the part. Eight months later, when she has to liquidate her fixed deposit and borrow money from Sade to pay her mechanic and service her generator. She is back to living from paycheck to paycheck and soon realizes that, Louboutin is an expensive habit.

 This is NOT a judgment against expensive cars, Chanel bags or Louboutin shoes. Trust me, I LOVE these things too. It is about a lack of understanding, when it comes to how money works. I believe in spending your hard earned money on the things you like but finding a balance by accumulating assets along side them.

Let me explain! If you make N10m and you spend N10m, what you have left is zero! People might perceive you as rich but you are no longer ‘in the money’ because you have spent it all, with the hopes that you will make more. Maybe you do, may be you don’t but it becomes a never ending, fruitless cycle of spending more than you earn.

This stems from one simple fact. We grow up knowing we need to make money to be successful but we are not taught in any formal framework, how to manage our finances. So as a result we know how to make money, but not how to keep it, build it or grow it.

I point this out not because it doesn’t apply to men, but because women with money and women with power are two ideas our society is uncomfortable with. Therefore, it has become extremely important to empower women by teaching them how to spend and invest to ensure that they build wealth that lasts.

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What the Single girl needs to learn about money to get ahead….

You are probably in your mid 20s, out of university, decent starter job, living at home with no real responsibilities. You feel like your whole life is ahead of you, so investing and saving can come later. The truth is there is no better time than now to set financial goals and learn about what investment opportunities are available to you.

Get Money

In order to maximize your earning power and have the ability to invest, you need to pursue a career you are passionate about and create multiple streams of income. This does not necessarily mean you have to become an entrepreneur. The reality is, not everyone is cut out to be ‘their own boss’ and you need to learn this early on.  Being a boss is not about working for yourself and avoiding the discipline of a 9-5. It is about adding value and being a high performer, wherever you are. There are two ways to be stuck. (and you don’t want to be stuck in your 30s or 40s) Stuck in a 9-5 job you hate and stuck in an entrepreneurial role you can’t do. Turning your passion into a paycheck is more complex than it sounds. You need to figure out what comes naturally to you, than it does others. Just because you liked planning your wedding, does not a wedding planner make. Liking something doesn’t mean its your passion, being good at it and willing to do what it takes to sharpen your skills, is what will turn your passion to profit.

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Create a game plan for your money.

In order to take control of your money you need to devise a strategy that helps you allocate your resources efficiently and cultivate the habit of spending less than you earn and investing the rest in assets that generate income. (i.e mutual funds, real estate, money market products) The longer you leave your money invested the better your average annual returns will be, so time is on your side.

Change your money mentality: Again, if you earn a N100m and you spend a N100m, what you have left is zero. You need to derive the same amount of joy from investing, as you do the Pigalles 120mm, it hurts but it’s worth it right?

People are generally good at working hard and earning money but they are terrible when it comes to scaling their consumption. If you can spend N250k on shoes, you should be able to make N250k in investments to match it.

Establish your Net worth: Aliko Dangote (yes, I’m a bit obsessed loll) is not the richest man in Africa because he earns $23.5 bn as his salary. He is the richest man in Africa because his net worth (assets- liabilities) is $23.5bn. Therefore, building wealth is about using the money you earn to make more money by investing in building assets. For example, Tinuke makes N10m, invests N3m in land and spends the rest, assuming she has no liabilities and no other assets; Her net worth has gone from N0 to N3m. It’s not the number that matters but the progress. Set a goal to increase your net worth by 10% every year.

 

Your budget is your friend not your foe

Stop thinking of a budget as something that restricts you; instead think of it as something that tells you all the things you CAN do with your money. An easy way to achieve this is dividing your income into three parts. Long-term financial goal, (20%) short-term financial goal (10%) and living expenses (70%).

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Cultivate the habit of investing at least 20% of your income before you spend 1 kobo every month. It doesn’t matter if 20% of your income is N10, 000 or N100, 000 if you are saving and investing consistently you will definitely be richer in a few years than you are today.

Run your own race

Nigeria is fast becoming a place where, it’s more important for people (women especially) to be popular and LOOK like they have money, when in actual fact, they are struggling behind closed doors, to uphold an image they can’t keep up.

Buying things just so that you can look as though you have as much money as someone else is silly. When Tinuke buys a bag to top Ada’s bag collection, what she doesn’t know is, Ada owns several properties, as well as an investment portfolio worth 80m, so she won’t be ‘soaking garri’ after she buys a designer bag. Sometimes, the grass is actually greener so don’t compare your beginning with someone else’s middle.  Instead of competing with her, use her as a point of contact “Baba God, my own go betta’.

If you are caught up in this mentality its important to focus on surrounding yourself with winners. Friends, who genuinely support you in your endeavors (because friendship is not a competition) and mentors who can guide you on your walk to greatness.

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Money and relationships 

It is great to be Mrs. somebody but its even better to be a force in your own right so you can be a value addition to the right man. Even if your goal in life is to marry a rich man, being financially literate could help you see through the smoke and mirrors ‘before you go enter one chance.’ Some rich men are not necessarily generous  (you don’t want to be the woman who can’t top up her phone without asking her husband) or in some cases not necessarily rich because the more you look, the less you see.

There are many instances of women who ‘thought’ they were marrying into wealth or miscalculated because they saw Family money, a Range rover and a Rolex, that are now ladened with the sole responsibility of paying the rent, staff salaries and children’s school fees.

The bible says that it is the man’s responsibility to provide. 1 Timothy 5: 8 ‘ A man that does not provide for his family is worse than an unbeliever’. So being financially independent is less about not needing a man and more about learning to be self sufficient like the Proverbs 31 woman and at the very least having plan B, because even the most independent woman appreciates a good man to depend on.

We need to raise a generation of women who are financially literate. So that they are likely to become beacons of hope for survival in times of strife as opposed to cautionary tales of helplessness.

 

Arese Ugwu is the Head of Wealth Management at Partnership Investment Plc, and is responsible for building the company’s wealth management division, through business development and growing existing client relationships.

Omari Hardwick Defends His Woman!

That’s right Omari! Two handclaps for you!

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If we weren’t already in love with this man, we definitely have a great reason to begin falling hard. The Power star took to his twitter yesterday to put all the negative people in his mentions in their place. Some days ago Omari was pictured taking his wife and child out to brunch. The picture received mix reviews from the “Being Maru Jane” stars fans as they attacked his wife and mother of his child in his twitter mentions. A lot of his followers were saying he could do better and were comparing his wife to a man.

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Well Mr. Omari Hardwick did not take lightly to people calling the love of his life names. He was very intelligent when addressing the negativity via his twitter page. He revealed how insensitive people can be and how hard it is having to deal with this as a celebrity.

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The fact that he stood up for his woman is very commendable as there are many famous men in the spotlight who aren’t even claiming their significant others.  They are a beautiful couple and Omari’s actions show they are very strong.

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All ladies need a man like this!

Beauty Spotlight: Bluffa Jo Cosmetics

Great make-up and skin care products

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Bluffa Jo is a cosmetic line founded by celebrity nail and beauty professional, Maisie Dunbar. The Liberian native has many celebrity clients such as Sharon Osbourne, Tyson Beckford, Star Jones Reynolds, Mary Mary, Chaka Khan and more. The cosmetic line prides itself on mineral pigments which is a natural alternative to chemical make up, and does not contain any dyes, oils, talc, alcohol or fragrance.

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Bluffa Jo Cosmetics has been featured in Harpers Bazarr, Vogue, and Essence Magazines as well as New York Fashion Week.Skin care products, Lip gloss, foundations, face pigments and more can be purchased at http://www.bluffajo.com or at Ms. Dunbar’s salon in Silver Spring, MD.

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Ms. Dunbar is also a business consultant and mentor to young professionals trying to break through in the beauty industry. She has seen much success in the industry and her knowledge is immense on what it takes to be great at your craft. Here are  few videos of the savvy business owner and beauty extraordinaire giving some great tips and advice.